Benefits At A Glance
Medical Insurance Blue Cross PPO
| Benefit Summary | In-Network | Out-of-Network |
|
Deductible - Individual - Family |
$100 per person/max (3) $100 deductible per family ($300 max) |
$100 per person/max (3) $100 deductible per family ($300 max) |
|
Annual Out-of-Pocket Max - Individual - Family |
$2,000 per person/ $6,000 per family |
$6,000 per person/ $18,000 per family |
| Emergency Room Deductible waived if admitted |
$100 co-pay each visit | $100 co-pay each visit |
| Office Visit . Gen. Practitioner | $10 co-pay | 40% |
| Specialist | $10 co-pay | 40% |
| Prescriptions | $10/$20/$40 co-pay for generic, preferred, non-preferred (30 day supply) | $10/$20/$40 co-pay + 50% of the limited fee schedule + any amounts exceeding the fee schedule |
| Prescriptions . Mail Order | $20/$40/$80 co-pay for generic, preferred, non-preferred (90 day supply) | N/A |
Chiropractic and Acupuncture American Specialty Health
| Plan | |
| $10 co-pay per visit | 40 visits per year for combined chiropractic and acupuncture |
Dental Insurance Delta Dental Preferred Plan
| Benefit Summary | In-Network | Out-of-Network |
| Deductible | Deductible $50 per person/max of (3) $50 deductible per family ($150 max) |
$50 per person/max of (3) $50 deductible per family ($150 max) |
| Preventive Care | 100% (paid by plan, deductible waived) | 100% (paid by plan, deductible waived) |
| Basic Restorative Care | 100% (paid by plan) | 80% (paid by plan) |
| Major Restorative Care | 60% (paid by plan) | 50% (paid by plan) |
| Annual Maximum (Excluding Orthodontia) | $1500 per person | $1500 per person |
| Adult/Child Orthodontia | 50% up to max of $1000 per person (lifetime) | 50% up to max of $1000 per person (lifetime) |
Vision Vision Services Plan
| Plan | |
| Eye Exam every 12 months | Frames every 24 months |
| Lenses/contacts every 12 | months $20 Annual Co-payment |
Work Life Cigna Behavioral Health
| Programs | |
| Employee Assistance Program Referrals | Mental Health Program |
| Legal/Financial Referrals | Drug/Alcohol Dependence |
Bi-Weekly Payroll Contribution
ViaSat pays approximately 90% of total premiums for medical, chiropractic and acupuncture, dental, vision, and behavioral health.
Additional Company-Paid Benefits
| Life Insurance | 3 times annual pay (death benefit), Maximum of $750,000, subject to a guarantee issue of $600,000 |
| Accidental Death & Dismemberment | 3 times annual pay (death benefit) |
| Bus. Travel/Accident Insur | 3 times annual pay (death benefit) |
| Long Term Disability | 66.67% of monthly earnings up to $15,000 |
| Holidays | 8 national plus 2 personal holidays for anniversay and birthday (first year of employment: 1 personal holiday) |
| Vacation |
Exempt - 3 weeks paid vacation, accrued bi-weekly Non Exempt - 2 weeks paid vacation, accrued bi-weekly Maximum accrual of 2 times normal annual accrual Employees will accrue an additional day per year beginning in the sixth year (to a maximum of 10 additional days) Cash Out Policy: certain conditions must be met |
| Sick | 10 paid sick days per year, no maximum accrual |
| Bereavement Leave | Up to 5 days for immediate family members Up to 3 days for close family members |
| Jury Duty | Up to 10 workdays paid per year |
Additional Voluntary Benefits
| Calendar Year | |
| Employee Stock Purchase Plan |
Eligible to enroll after 6 months of employment Can contribute up to 5% of annual salary 6-Month Enrollment periods starts Jan 1 and July 1 15% discount on stock price at the beginning/end of period |
| Flexible Spending Account |
Contribute pre-tax up to $5000 for health care Contribute pre-tax up to $5,000 for dependent care |
| Tuition Reimbursement Program | $6,000 max annual benefit for 4 year colleges/universities $2,500 max annual benefit for accelerated/trade schools |
| Additional Life Insurance | Term insurance available to employees and dependents at group rates with guaranteed issue |
| Computer Loan | A financial institution will provide personal loans for personal computer purchases to qualified employees to a maximum of $3,000. ViaSat will pay the interest and loan origination fee. |
| College Bound Fund | Alliance Capital provides a fund to save for tuition expenses for employees or their dependents Tax-free earnings growth/ Tax-free distributions Pays for tuition, room, board, books and supplies at colleges and universities Monthly automatic payroll contributions |
| Off-Site Gym Program | Sponsored and administered by ViaSat, Inc. Non-CA: Provides $200/yr reimbursement of qualified fitness centers for employees w/o onsite gym. CA: Provides discounted membership rates to local fitness centers |
| Fiscal Year (April 1 . March 31) | |
| 401K |
21 funds administered by Wells Fargo, including 4 Lifestyle Funds Eligibility: One week following their 1st payday or as soon as administratively feasible Company Match: Discretionary Annual Match ($.50 to the dollar up to 10% of employees annual salary). Eligible first day of the month, after 90 days of service for matching contributions Graded Vesting: 20% Vested after 2 years, 100% Vested after 6 years Catch-up contributions for employees over 50 years of age |

